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Thumbnail for Taking a Five-Sense Approach to Touring Homes
Taking a Five-Sense Approach to Touring Homes
Posted by John Hardy - Jul 30, 2021, 10:03 AM
Home tours likely have you envisioning a perfect future instead of noticing…
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How to Finance a Home Renovation
Posted by John Hardy - Jul 28, 2021, 9:28 AM
When the housing market has a limited supply of homes, many owners opt to…
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Thumbnail for When to Not Pay Off Your Mortgage Early
When to Not Pay Off Your Mortgage Early
Posted by Mike Dein - Jul 2, 2021, 9:52 AM
Being free of monthly mortgage payments sounds ideal, but there are a few…
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Thumbnail for What Lies Ahead for the FHFA?
What Lies Ahead for the FHFA?
Posted by John Hardy - Jun 28, 2021, 10:58 AM
It was a busy week for the Federal Housing Finance Agency (FHFA). On…
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Thumbnail for 4 VA Loan Facts to Know Before You Apply
4 VA Loan Facts to Know Before You Apply
Posted by Mike Dein - May 30, 2021, 9:36 AM
VA Loans are backed by the U.S. Department of Veterans Affairs. If you’re…
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Thumbnail for 5 Myths About Buying a Home
5 Myths About Buying a Home
Posted by Mike Dein - May 21, 2021, 12:14 PM
Not everything you hear about buying a home is true. To help you transition…
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Thumbnail for Home Renovations with the Highest and Lowest Returns
Home Renovations with the Highest and Lowest Returns
Posted by John Hardy - May 19, 2021, 9:06 AM
If your renovation plan is to increase your home’s value, it’s important to…
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Thumbnail for How Long Will High Lumber Prices Last?
How Long Will High Lumber Prices Last?
Posted by John Hardy - May 17, 2021, 8:38 AM
If lumber prices continue to rise, construction projects could be delayed,…
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Thumbnail for What’s the Difference Between Condos, Apartments, and Townhouses?
What’s the Difference Between Condos, Apartments, and Townhouses?
Posted by John Hardy - May 14, 2021, 8:27 AM
Before you answer what kind of property am you're looking for? Know that…
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Thumbnail for Know About Homeowner’s Insurance Before You Buy a Vacation Home
Know About Homeowner’s Insurance Before You Buy a Vacation Home
Posted by Mike Dein - May 11, 2021, 9:15 AM
While homeowner’s insurance might not stop bad things from happening, it…
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Thumbnail for How an Investment Property Can Increase Your Wealth
How an Investment Property Can Increase Your Wealth
Posted by Mike Dein - May 5, 2021, 9:23 AM
With the money generated from rental payments you can profit every year in…
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Thumbnail for 5 Mortgage Terms Every First-Time Home Buyer Should Know
5 Mortgage Terms Every First-Time Home Buyer Should Know
Posted by John Hardy - Apr 30, 2021, 8:15 AM
There are several steps of the home buying process that you may not know.…
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Thumbnail for 4 Ways the Housing Market Could Change After the Pandemic
4 Ways the Housing Market Could Change After the Pandemic
Posted by John Hardy - Apr 19, 2021, 9:44 AM
The housing market saw shifts during the pandemic. Rates dropped, prices…
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Thumbnail for Mistakes to Avoid When Buying in a Busy Market
Mistakes to Avoid When Buying in a Busy Market
Posted by John Hardy - Apr 16, 2021, 9:34 AM
Things move faster when competition is high: offers come quicker, houses…
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Thumbnail for New Home Buyers are Taking Charge of the Current Market
New Home Buyers are Taking Charge of the Current Market
Posted by John Hardy - Apr 14, 2021, 9:32 AM
Low inventory, high demand, and rising mortgage rates are all making it…
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Thumbnail for Home Buying Tips from a Financial Planner
Home Buying Tips from a Financial Planner
Posted by Mike Dein - Apr 12, 2021, 10:53 AM
“How much can I spend?” is a common question asked when buying a home.…
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Thumbnail for HUD Holds FHA Premiums Steady, Home Buyers Still Win  
HUD Holds FHA Premiums Steady, Home Buyers Still Win  
Posted by Mike Dein - Apr 9, 2021, 9:17 AM
HUD Secretary announced that there would be no cuts to FHA mortgage…
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Thumbnail for Breaking Down the Most Common Myths About USDA Loans
Breaking Down the Most Common Myths About USDA Loans
Posted by Mike Dein - Apr 7, 2021, 10:12 AM
U.S. Department debunks 5 common myths about USDA Loans.
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Thumbnail for More First-Time Home Buyers Choose Conventional Over FHA Loans
More First-Time Home Buyers Choose Conventional Over FHA Loans
Posted by Mike Dein - Apr 2, 2021, 10:12 AM
Recent data by the National Association of REALTORS® has shown a decrease…
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Thumbnail for Are ‘We Buy Houses’ Signs a Scam?
Are ‘We Buy Houses’ Signs a Scam?
Posted by John Hardy - Mar 31, 2021, 9:55 AM
Know a scam when you see one? Whether it’s a phone call from “Scammer,” or…
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Thumbnail for Why You Should Stay with the Same Lender for Your Refinance
Why You Should Stay with the Same Lender for Your Refinance
Posted by Mike Dein - Mar 29, 2021, 9:18 AM
Before you decide to refinance with someone new, here are four reasons when…
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Thumbnail for How Housing Has Changed in a Year & Where it’s Headed Next
How Housing Has Changed in a Year & Where it’s Headed Next
Posted by Mike Dein - Mar 26, 2021, 10:01 AM
A global pandemic and struggling economy led to a 2020 we won’t forget.…
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Thumbnail for How to Spend Your Stimulus Money Wisely
How to Spend Your Stimulus Money Wisely
Posted by Mike Dein - Mar 24, 2021, 9:31 AM
If you received a stimulus check it may be tempting to splurge on a Play…
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Thumbnail for 4 Steps for Home Buying Success
4 Steps for Home Buying Success
Posted by John Hardy - Mar 19, 2021, 9:27 AM
You’ve finally found your dream home. Take these steps beforehand so the…
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Thumbnail for CMG Financial Named a Best FHA Mortgage Lender for 2021
CMG Financial Named a Best FHA Mortgage Lender for 2021
Posted by Mike Dein - Mar 14, 2021, 11:57 AM
The Mortgage Reports named CMG Financial among the 9 Best FHA Mortgage…
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Thumbnail for 6 Factors that Affect a Home’s Price
6 Factors that Affect a Home’s Price
Posted by John Hardy - Mar 3, 2021, 10:02 AM
Home appreciation has surged over the past year, the first time we've seen…
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Thumbnail for How to Determine if You’re Financially Ready to Buy a Home
How to Determine if You’re Financially Ready to Buy a Home
Posted by Mike Dein - Feb 28, 2021, 12:54 PM
While buying a house is an exciting investment, it’s important that your…
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Thumbnail for What Are the Costs of Refinancing Your Mortgage?
What Are the Costs of Refinancing Your Mortgage?
Posted by John Hardy - Feb 26, 2021, 10:26 AM
With low rates, it's a great opportunity to refinance and potentially save…
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Thumbnail for 3 Reasons You Should Refinance Now
3 Reasons You Should Refinance Now
Posted by Mike Dein - Feb 24, 2021, 10:03 AM
Thousands of homeowners have refinanced their mortgage to take advantage of…
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Thumbnail for 10 Questions to Ask Your Lender Before Closing
10 Questions to Ask Your Lender Before Closing
Posted by Mike Dein - Feb 19, 2021, 10:02 AM
Make sure you ask these important questions before closing on your home…
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Thumbnail for A Deeper Look at President Biden’s Proposed Tax Credit
A Deeper Look at President Biden’s Proposed Tax Credit
Posted by Mike Dein - Feb 15, 2021, 9:58 AM
Biden's proposed $15,000 tax credit for first-time home buyers, if passed…
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Thumbnail for Answer These Questions BEFORE You Buy a Home
Answer These Questions BEFORE You Buy a Home
Posted by Mike Dein - Feb 10, 2021, 9:25 AM
Mortgage rates have been at record lows for months – making demand surge.…
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Thumbnail for Home Buyers and Sellers Set to Score Big in 2021
Home Buyers and Sellers Set to Score Big in 2021
Posted by Mike Dein - Jan 29, 2021, 9:36 AM
It’s hard to predict the economic swings we experienced in 2020 but one is…
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Thumbnail for 8 Home Features That Make a Lasting First Impression
8 Home Features That Make a Lasting First Impression
Posted by John Hardy - Jan 27, 2021, 9:09 AM
You never get a second chance to make a first impression. Take a closer…
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Thumbnail for Everything You Need to Know About Your Mortgage Escrow
Everything You Need to Know About Your Mortgage Escrow
Posted by John Hardy - Jan 25, 2021, 10:01 AM
Typically, escrow refers to an escrow account, but it can also refer to the…
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Thumbnail for 5 Questions to Consider as a Young Adult Home Buyer
5 Questions to Consider as a Young Adult Home Buyer
Posted by John Hardy - Jan 8, 2021, 10:19 AM
After spending almost a year cooped up in your parents’ basement or…
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Thumbnail for 4 Easy Ways to Give Your Bathroom a Fresh Start This Year
4 Easy Ways to Give Your Bathroom a Fresh Start This Year
Posted by John Hardy - Jan 6, 2021, 9:35 AM
Upgrading your interior features every five to ten years is a good way to…
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Thumbnail for New Year’s Down Payment Countdown
New Year’s Down Payment Countdown
Posted by Mike Dein - Jan 4, 2021, 10:54 AM
Many people think that a 20% down payment is the only route to…
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Thumbnail for Navigating a Competitive Market with Your VA Loan
Navigating a Competitive Market with Your VA Loan
Posted by Mike Dein - Dec 16, 2020, 9:14 AM
Low home inventory and soaring demand have led to a competitive housing…
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Thumbnail for How Lockdown Has Helped Americans Save For Second Homes
How Lockdown Has Helped Americans Save For Second Homes
Posted by Mike Dein - Dec 14, 2020, 9:37 AM
With saving opportunities related to COVID-19, purchasing a second home has…
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Thumbnail for Preparing to Use Home Equity to Finance a Second Home
Preparing to Use Home Equity to Finance a Second Home
Posted by Mike Dein - Dec 11, 2020, 9:51 AM
With home equity on the rise, if you are a homeowner, you could save…
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Thumbnail for Janet Yellen Announced as Biden’s Treasury Nominee
Janet Yellen Announced as Biden’s Treasury Nominee
Posted by Mike Dein - Dec 9, 2020, 10:01 AM
If confirmed by the Senate, she'll be the first woman to lead the Treasury…
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Thumbnail for New Purchase Volume Predicted to Break Records in 2021
New Purchase Volume Predicted to Break Records in 2021
Posted by Mike Dein - Dec 4, 2020, 10:01 AM
By the end of 2020, predictions say that mortgage originations will reach…
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Thumbnail for Why You Might Want to Have a Home Inspection, Even in a Busy Market
Why You Might Want to Have a Home Inspection, Even in a Busy Market
Posted by John Hardy - Dec 2, 2020, 9:40 AM
Waiving your home inspection can be an effective way to compete in a…
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Thumbnail for How to Maximize Savings When Interest Rates Are Low
How to Maximize Savings When Interest Rates Are Low
Posted by Mike Dein - Nov 30, 2020, 8:56 AM
Before you go buying another online streaming service, consider putting…
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Thumbnail for Everything You Need to Know About the New Refinance Fee
Everything You Need to Know About the New Refinance Fee
Posted by Mike Dein - Nov 27, 2020, 11:19 AM
Economic effects of the coronavirus could cause $6 billion in losses for…
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Thumbnail for 8 People You Want on Your Team When Buying a Home
8 People You Want on Your Team When Buying a Home
Posted by John Hardy - Nov 25, 2020, 9:48 AM
Buying a home will likely be one of the biggest investments of your life…
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Thumbnail for How to Finance a Home in Retirement
How to Finance a Home in Retirement
Posted by Mike Dein - Nov 20, 2020, 9:01 AM
Without an income, it’s harder for your lender to determine if you can…
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Thumbnail for What Type of Credit Score Matters the Most to a Mortgage?
What Type of Credit Score Matters the Most to a Mortgage?
Posted by Mike Dein - Nov 18, 2020, 9:47 AM
When you apply for a mortgage, your lender will evaluate several factors to…
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Thumbnail for The Real Winner of the Election: Home Buyers and Homeowners
The Real Winner of the Election: Home Buyers and Homeowners
Posted by John Hardy - Nov 16, 2020, 9:38 AM
During election week, the U.S. saw some of the lowest mortgage rates of the…
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Thumbnail for 2 Rules for Setting Perfect Mortgage Budget
2 Rules for Setting Perfect Mortgage Budget
Posted by Mike Dein - Nov 13, 2020, 11:13 AM
We can tell how much you are qualified to spend; it's up to you to…
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Thumbnail for Signs the Real Estate Market is Going to Change
Signs the Real Estate Market is Going to Change
Posted by Mike Dein - Nov 11, 2020, 10:58 AM
Mortgage rates are low and builder sentiment is high, suggesting a busy…
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Thumbnail for 3 Questions to Consider Before Refinancing Your Mortgage
3 Questions to Consider Before Refinancing Your Mortgage
Posted by Mike Dein - Nov 5, 2020, 10:33 AM
Refinancing your home loan when interest rates are low could save you…
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Thumbnail for 4 Easy Tricks to Help You Avoid Wire Fraud Cheats
4 Easy Tricks to Help You Avoid Wire Fraud Cheats
Posted by John Hardy - Oct 30, 2020, 10:41 AM
Cybercrime is one of the fastest growing threats in the U. S. One of the…
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Thumbnail for How Each Presidential Candidate Could Influence the Housing Market
How Each Presidential Candidate Could Influence the Housing Market
Posted by Mike Dein - Oct 28, 2020, 9:54 AM
The election as an event will not likely affect the busy housing market.…
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Thumbnail for When to Choose a 30-Year Fixed Over a 15-Year Fixed
When to Choose a 30-Year Fixed Over a 15-Year Fixed
Posted by Mike Dein - Oct 23, 2020, 10:46 AM
People have depended on 30-year fixed-rates decades but the recent…
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Thumbnail for Does Your Credit Score Matter in Retirement?
Does Your Credit Score Matter in Retirement?
Posted by Mike Dein - Oct 21, 2020, 9:25 AM
Most financial experts agree that maintaining a good credit score is…
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Thumbnail for All Hands On Deck: 6 DIY Projects for You and Your Family Before Winter
All Hands On Deck: 6 DIY Projects for You and Your Family Before Winter
Posted by John Hardy - Oct 16, 2020, 10:31 AM
Tired of playing Monopoly during the pandemic? Try adding to your property…
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Thumbnail for Does Your Credit Score Matter in Retirement?
Does Your Credit Score Matter in Retirement?
Posted by Mike Dein - Oct 14, 2020, 10:37 AM
Most financial experts agree that maintaining good credit is important for…
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Thumbnail for What to Expect This Fall, According to the Experts
What to Expect This Fall, According to the Experts
Posted by John Hardy - Oct 12, 2020, 10:19 AM
In recent months, home sales rose at a record pace. In August, new home…
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